Hall Insurance Agency LLC

Why Choose COLTON?

Hall Insurance Agency is a local, family-owned company dedicated to helping families protect their loved ones—especially during life’s toughest moments. With over 6 years of experience and thousands of families served, I, Colton Hall, bring real expertise and a personal touch to every client. Unlike agents who are limited to just one carrier, I have access to 10+ top-rated insurance carriers. That means I don’t push one company’s plan—I shop around to find the right coverage for you. Whether you’re young or older, on a tight budget, or dealing with current or past health conditions, I’ll work to find the best option to get you approved and covered. We don’t work for the insurance companies—we work for you. I’m honored you’re considering us, and I look forward to serving and protecting your family like my own.

God bless you, and congratulation ahead of time!

FQA's

I need coverage immediately, what’s the turnaround time to get a Life Insurance policy in place?

Immediately! I do a lot of applications over the phone, text, and Zoom and most of my clients get approved in a matter of minutes.

Is it required to take a medical exam with a nurse to get Life Insurance coverage?

No! The carriers I have access to offer instant approval without any medical exam required.

How are the premiums calculated with Life Insurance?

The younger and the more healthier you are, the more inexpensive life insurance is. The older you are and the more health trials you’ve had, the more expensive life insurance is. But don’t worry - we have options to shop from!

I was once diagnosed with cancer. Can I get Life Insurance?

Yes! Some carriers I have access to can still offer instant approval, other carriers requir a certain amount of time of a free diagnosis in order to insure. Regardless, we have options!

I smoke and I am overweight. Can I still get Life Insurance?

Yes! Now, most carriers do have height and weight thresholds, others don’t ask height or weight at all. Tobacco rates do increase your monthly premium, but flexible options are still available.

I’ve been declined for Life Insurance before, is there still hope for me?

There is still hope for you! Carriers will ask on the application if we have been declined before, so it’s my job to find the most forgiving carrier available for you.

I’m young and healthy, what kind of Life Insurance do you recommend for me?

A permanent IUL (compound interest growing policy) or a Term policy. I’d recommend locking in a policy immediately while you’re young and healthy.